If you love to travel, Scapia is the new must-have credit card app that turns every trip into a rewarding experience.
With unlimited airport lounge access, real lifestyle privileges, and an exciting Scapia Referral Offer worth 1000 bonus coins, this card is redefining travel benefits for frequent flyers in India.
Read in detail: Scapia Credit Card Review – Unlimited Lounge Access, Airport Privileges & 1000 Coins Bonus
🌍 What Is the Scapia Credit Card?
The Scapia Credit Card, powered by Federal Bank and Visa, is India’s fastest-growing travel rewards card that gives benefits far beyond traditional credit cards.
It’s built for modern travelers who want:
- Zero joining fee
- Unlimited domestic airport lounge access
- Complimentary dining, spa, and shopping privileges
- Reward coins (Scapia Coins) that never expire
From free coffee before your flight to headphones and accessories — Scapia ensures your travel experience starts in style.
💰 Scapia Referral Offer (2025 Update)
Here’s what you get when you apply through the Scapia Referral Offer 👇
| Reward | Details |
|---|---|
| Referral Code | ljtybb |
| Welcome Bonus | 1000 Scapia Coins on signup |
| Joining Fee | ₹0 (Lifetime Free) |
| Lounge Access | Unlimited Domestic Airport Lounges |
| Network | Visa Signature |
| Bank Partner | Federal Bank |
| Referral Link | https://apply.scapia.cards/landing_page?referral_code=ljtybb |
💡 1000 Scapia Coins ≈ ₹100 in travel credits redeemable for flights or hotels.
🎯 Key Benefits of Scapia Credit Card
🧳 1. Unlimited Lounge Access
Access airport lounges anytime, anywhere — enjoy complimentary snacks, beverages, Wi-Fi, and workspace comfort.
🍽️ 2. Airport Dining, Spa & Shopping
Get free access to airport dining, shopping, and spa experiences.
Whether it’s coffee at Starbucks or a quick massage before a flight — Scapia covers it all.
💸 3. Zero Joining & Annual Fee
Scapia believes in rewards without charges.
✅ Lifetime Free
✅ No Joining Fee
✅ No Hidden Costs
🪙 4. 1000 Coins Welcome Bonus
Sign up using the Scapia referral code ljtybb and get 1000 Scapia Coins instantly after card activation.
🎁 5. Exclusive Real-Life Rewards
Scapia doesn’t stop at coins — it keeps running real, tangible giveaways and reward campaigns:
- 🎧 Last month, users (including me!) received Apple AirPods and DailyObjects backpacks just for completing referral milestones.
- ✈️ Current Campaign (Nov 2025): Refer 5 friends and earn a FREE international flight ticket worth ₹35,000!
💥 These limited-time referral campaigns are frequent, genuine, and make the Scapia experience even more rewarding.
💳 Scapia Credit Card Highlights
| Feature | Details |
|---|---|
| Card Type | Travel & Lifestyle Credit Card |
| Issued By | Federal Bank |
| Network | Visa Signature |
| Joining Fee | ₹0 |
| Annual Fee | ₹0 |
| Welcome Offer | 1000 Coins on Signup |
| Exclusive Rewards | Apple AirPods, DailyObjects Bag, Free Flights |
🚀 How to Apply for Scapia Credit Card Using Referral Offer
1️⃣ Visit the official Scapia referral link:
👉 https://apply.scapia.cards/landing_page?referral_code=ljtybb
2️⃣ Fill in your mobile number and PAN card details.
3️⃣ Complete KYC verification online (Aadhaar + OTP).
4️⃣ Get instant approval and access your virtual Scapia Card.
5️⃣ Physical card delivered within 5–7 working days.
6️⃣ Receive your 1000 Scapia Coins instantly upon activation.
🪙 How Scapia Coins Work
- Earn Scapia Coins on every transaction — travel, dining, or shopping.
- 1 Scapia Coin = ₹1 redeemable on flights, hotels, and airport experiences.
- No expiry — use them anytime, anywhere!
💡 Use the Scapia app to redeem coins directly for travel bookings or gift cards.
🏦 Eligibility Criteria
| Parameter | Requirement |
|---|---|
| Age | 21 to 60 years |
| Citizenship | Indian |
| Income | ₹25,000/month minimum |
| Credit Score | 700+ (CIBIL) |
| Employment | Salaried or Self-Employed |
📄 Documents Required
- Aadhaar Card
- PAN Card
- Address Proof
- Salary Slip / ITR
💳 Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹0 |
| Annual Fee | ₹0 |
| Interest Rate | 3.49% per month |
| Cash Advance Fee | 2.5% (Min ₹500) |
| Late Payment Fee | ₹100 – ₹1,200 (as per bill) |
✅ Truly Lifetime Free Card with unlimited rewards and no hidden costs.
💎 Why Choose the Scapia Referral Offer
Here’s why thousands are switching to Scapia:
- 💥 1000 bonus coins via referral offer (
ljtybb) - 💸 Zero joining & annual fees
- 🧳 Unlimited airport lounge access
- 🎧 Real reward campaigns (AirPods, backpacks, flights!)
- 🏦 Backed by Federal Bank + Visa Signature
- ⚡ Instant online approval
It’s more than a card — it’s a lifestyle membership for travelers.
🛫 Scapia vs Other Travel Credit Cards
| Feature | Scapia | HDFC Diners Club | Axis Atlas |
|---|---|---|---|
| Joining Fee | ₹0 | ₹2,500 | ₹5,000 |
| Lounge Access | Unlimited | 12/yr | 12/yr |
| Referral Rewards | Yes (up to free flight) | No | No |
| Partner Bank | Federal Bank | HDFC | Axis |
| Special Offers | AirPods, Free Flights | Cashback | Air Miles |
✅ Verdict: Scapia is India’s most rewarding free travel card — with real gifts and zero cost.
💬 FAQs About Scapia Referral Offer
1️⃣ What is the Scapia Referral Offer?
It’s a limited-time program where new users applying through referral code ljtybb get 1000 Scapia Coins instantly.
2️⃣ How often does Scapia launch reward campaigns?
Scapia runs monthly limited-period reward campaigns, offering premium gifts like AirPods, travel backpacks, and even international flights for active users and top referrers.
3️⃣ How do I redeem Scapia Coins?
Redeem your coins for flights, hotel stays, airport dining, or shopping directly via the Scapia app.
4️⃣ Is there any joining or annual fee?
No — it’s 100% Lifetime Free, with no hidden charges.
5️⃣ What’s the latest Scapia campaign?
✅ Ongoing (Nov 2025): Refer 5 friends and win a free international flight worth ₹35,000!
🏁 Final Verdict – Scapia Referral Offer Review
The Scapia Referral Offer is hands-down one of the most rewarding referral programs in India.
You not only earn 1000 bonus coins when signing up, but also get access to monthly limited-time campaigns that deliver real-world rewards like AirPods, DailyObjects bags, and even free flights.
✅ Referral Link: Click
✅ Bonus: 1000 Coins + Chance to Win a Free Flight
✅ Fee: ₹0 (Lifetime Free)
✈️ Travel smart, earn real rewards, and make every airport visit a first-class experience with Scapia.