✈️ Scapia Credit Card Review – The Best Travel Card for Frequent Flyers
If you love to travel and enjoy premium perks, this Scapia Credit Card Review is just for you.
The Scapia Credit Card, powered by Federal Bank and Visa Signature, gives you unlimited airport lounge access, travel rewards, and lifestyle privileges, all with zero joining or annual fees.
With Scapia, you can relax at lounges, enjoy free dining and spa sessions, and shop at airport outlets — every time you fly.
Also Read: Rio Credit Card Referral Code Z112IT – Get 500 Rio Coins Bonus
And when you sign up using the Scapia Referral Code ljtybb, you get 1000 Scapia Coins instantly as a welcome bonus!
👉 Apply for Scapia Credit Card
🔑 Scapia Credit Card Features at a Glance
| Feature | Details |
|---|---|
| Card Name | Scapia Federal Bank Credit Card |
| Network | Visa Signature |
| Joining Fee | ₹0 (Lifetime Free) |
| Annual Fee | ₹0 |
| Welcome Bonus | 1000 Scapia Coins (Referral Code: ljtybb) |
| Lounge Access | Unlimited Domestic Airport Lounges |
| Airport Privileges | Free dining, spa & shopping |
| Bank Partner | Federal Bank |
| App | Scapia App (for tracking coins & rewards) |
This Scapia Credit Card Review proves that it’s one of the few premium travel cards that combine luxury benefits and no fees.
💳 Scapia Credit Card Benefits
Let’s explore what makes the Scapia Credit Card one of the best in India for frequent travelers:
✅ Unlimited Domestic Lounge Access – Enjoy comfort and complimentary refreshments before every flight.
✅ No Joining or Renewal Fees – It’s truly lifetime free.
✅ Airport Privileges Program – Get free meals, coffee, and discounts on shopping & spa experiences.
✅ Instant Virtual Card – Get approved and use your card immediately.
✅ 1000 Scapia Coins Welcome Bonus – Apply using this link.
This Scapia Credit Card Review highlights how it transforms every airport visit into a luxury experience — at no cost.
🌍 Why Travelers Prefer Scapia Credit Card
Most travel credit cards have limitations, but as this Scapia Credit Card Review explains, Scapia offers unmatched freedom and rewards.
- Unlimited Lounge Visits – No monthly or quarterly limits.
- Visa Signature Benefits – Global privileges, concierge access, and travel insurance.
- Smart App Integration – Manage expenses, track rewards, and redeem coins easily.
- Instant EMI Option – Convert big purchases into easy installments.
- AI-driven Spend Insights – Track and analyze spending directly from the Scapia App.
💰 Scapia Coins and Reward System Explained
Every time you use your Scapia card, you earn Scapia Coins.
These can be redeemed directly for travel-related expenses like flights and hotels.
| Type of Spend | Rewards Earned |
|---|---|
| Travel Bookings | 5X Scapia Coins |
| Online Shopping | 2X Scapia Coins |
| Offline Spends | 1X Scapia Coin |
| Lounge Access | Unlimited, Free |
Each coin is roughly worth ₹1 when used for travel bookings.
You also get 1000 Scapia Coins when you apply through referral code ljtybb.
This Scapia Credit Card Review clearly shows that Scapia’s reward system benefits both frequent flyers and everyday spenders.
🧭 How to Apply for Scapia Credit Card
1️⃣ Go to the Scapia Application Page.
2️⃣ Click on Apply Now.
3️⃣ Enter Referral Code: ljtybb.
4️⃣ Complete your online KYC (takes 2 minutes).
5️⃣ Get instant approval and start using your virtual Scapia card.
Applying through the referral link ensures you receive your 1000 Scapia Coins instantly.
🏆 Scapia Credit Card vs Other Travel Cards
| Feature | Scapia Credit Card | HDFC Regalia | Axis Atlas |
|---|---|---|---|
| Annual Fee | ₹0 | ₹2500 | ₹5000 |
| Lounge Access | Unlimited Domestic | 4/Year | 8/Year |
| Referral Bonus | 1000 Coins | None | None |
| Airport Offers | ✅ Free Dining, Spa | ❌ | ✅ |
| Network | Visa Signature | Mastercard | Visa |
As you can see in this Scapia Credit Card Review, Scapia outperforms other travel cards by offering premium benefits with zero cost.
🧳 Unlimited Lounge Access – The Star Feature
One of the biggest highlights in our Scapia Credit Card Review is its Unlimited Lounge Access feature.
While most banks cap visits per quarter, Scapia users can access lounges across India without limits.
At every airport, you can:
- Relax in premium lounges.
- Enjoy free coffee, snacks, or meals.
- Access spa services and shopping discounts.
These privileges make Scapia Credit Card ideal for professionals, digital nomads, and frequent flyers.
🔐 Security & Trust
Scapia operates in partnership with Federal Bank and Visa, ensuring world-class security.
This Scapia Credit Card Review confirms the card offers:
✅ Real-time spend alerts.
✅ Instant card blocking/unblocking.
✅ Zero-liability protection on fraud.
✅ Strong encryption and compliance with RBI regulations.
🎁 Referral Bonus – Get 1000 Scapia Coins
When you apply using Referral Code: ljtybb, you’ll receive 1000 Scapia Coins instantly.
This offer is exclusive and available only through referral links.
🎯 Apply Here | Use Code: ljtybb
💬 Final Verdict: Scapia Credit Card Review
After a full Scapia Credit Card Review, one thing is clear — this card offers unbeatable value.
If you want luxury travel benefits, zero annual fees, and unlimited lounge access, Scapia is the card to get.
The combination of daily airport perks, free experiences, and a solid rewards system makes it one of India’s top lifestyle credit cards.