If you love earning rewards on everyday purchases, the Tata Neu HDFC Bank Credit Card is the ultimate lifestyle card for you.
Whether you’re shopping for groceries, paying bills, booking travel, or upgrading your electronics — this card gives you up to 10% back as NeuCoins on every transaction.
And the best part? You can apply with zero joining fee using the Tata Neu Referral Code DEEP9186 to unlock exclusive bonuses and cashback rewards.
👉 Apply Now with Referral Code: DEEP9186
Also Read: Kiwi Axis Credit Card App Referral Code | Win Rs. 250 Cashback
🏦 What Is the Tata Neu HDFC Bank Credit Card?
The Tata Neu HDFC Bank Credit Card is a co-branded rewards card launched by HDFC Bank and Tata Digital, designed for the Tata Neu ecosystem — India’s growing digital lifestyle and shopping platform.
With this card, you earn NeuCoins (Tata’s own digital rewards currency) for every transaction across:
- Tata Neu app
- BigBasket
- Croma
- Tata 1mg
- Air India
- Tata CliQ
- IHCL (Taj Hotels)
- and many more Tata brands.
Each NeuCoin is worth ₹1 and can be redeemed instantly on the Tata Neu app — giving you real cashback-style benefits.
🪙 Tata Neu Referral Code (2025 Update)
| Detail | Information |
|---|---|
| Tata Neu Referral Code | DEEP9186 |
| Joining Fee | ₹0 (Zero Joining Fee) |
| Annual Fee | ₹0 (Lifetime Free for First Year) |
| Signup Link | Click |
| Welcome Offer | NeuCoins worth ₹500+ on first use |
| Cashback Rate | Up to 10% NeuCoins |
| Network | RuPay / Visa (based on variant) |
| Issuing Bank | HDFC Bank |
| Ideal For | Shoppers, Frequent Travellers, Tata Neu users |
🎁 Key Benefits of Tata Neu Credit Card
🛒 1. Save Up to 10% on Purchases
Get up to 10% back in NeuCoins when you spend across Tata partner brands like:
- BigBasket
- Croma
- Tata CliQ
- IHCL (Taj Hotels)
- Tata 1mg
That means, on a ₹10,000 purchase, you earn 1,000 NeuCoins (worth ₹1,000).
💸 2. Zero Joining Fee
No joining or hidden charges when you apply using Referral Code DEEP9186.
It’s a Lifetime Free Credit Card for the first year.
✈️ 3. Airport Lounge Access
Enjoy complimentary domestic airport lounge access — perfect for frequent travelers.
💳 4. Universal Acceptance
Accepted at millions of merchants worldwide, both online and offline.
🎉 5. Welcome Bonus
Earn NeuCoins worth ₹500+ after your first successful card transaction.
⚡ 6. Instant Approval
Apply digitally and get instant approval with e-KYC.
Your virtual card is issued immediately for online transactions.
🔑 How to Apply for Tata Neu HDFC Bank Credit Card Using Referral Code DEEP9186
Follow these simple steps to get started 👇
1️⃣ Visit the official link
2️⃣ Click on “Apply Now.”
3️⃣ Enter your basic details – Name, Mobile, and PAN.
4️⃣ Input the referral code: DEEP9186
5️⃣ Complete e-KYC with Aadhaar and OTP verification.
6️⃣ Receive instant approval and get your virtual credit card immediately.
7️⃣ The physical card will be delivered within 5–7 working days.
That’s it! You’re all set to earn NeuCoins and cashback across Tata brands.
💰 Tata Neu HDFC Bank Credit Card Variants
| Card Variant | Ideal For | Max NeuCoins | Annual Fee |
|---|---|---|---|
| Tata Neu HDFC Plus Credit Card | Moderate spenders | Up to 5% | ₹499 + GST |
| Tata Neu HDFC Infinity Credit Card | Frequent shoppers & travelers | Up to 10% | ₹1,499 + GST |
💡 Tip: Apply with Referral Code DEEP9186 to enjoy zero joining fee and exclusive offers.
💵 NeuCoins Explained – How You Earn & Redeem
Earning NeuCoins:
- 10% NeuCoins on Tata brands via the Neu app
- 5% NeuCoins on partner merchant transactions
- 1.5% NeuCoins on all other spends
Redeeming NeuCoins:
- 1 NeuCoin = ₹1
- Can be redeemed across BigBasket, Croma, 1mg, Tata CliQ, IHCL, and more
- NeuCoins have no expiry as long as your account remains active
🌍 Tata Neu HDFC Bank Credit Card Features
✅ Zero Joining Fee with referral code DEEP9186
✅ EMI conversion available instantly via the app
✅ Fuel surcharge waiver at all petrol pumps
✅ Contactless payments via Tap & Pay
✅ Access to Tata NeuPass – premium loyalty tier
✅ Exclusive Tata Neu app offers & partner discounts
🧍♂️ Eligibility Criteria
Before you apply for the Tata Neu HDFC Credit Card, ensure you meet these requirements:
- Age: Minimum 21 years
- Citizenship: Indian resident
- Credit Score: 700+ (CIBIL recommended)
- Employment: Salaried or self-employed
- Minimum Income: ₹25,000 per month
💡 Applicants with an existing HDFC Credit Card are likely to get faster approval.
📱 Documents Required
Keep these handy for a smooth online application:
- PAN Card
- Aadhaar Card (for e-KYC)
- Salary Slip / ITR (for verification)
- Bank Account Details (for verification)
💳 Fees & Charges
| Type | Amount |
|---|---|
| Joining Fee | ₹0 (using code DEEP9186) |
| Annual Fee (2nd year) | ₹499–₹1,499 + GST (waived on spends above ₹1L–₹2L) |
| Interest Rate | 3.49% per month (41.88% annually) |
| Cash Advance Fee | 2.5% (min ₹500) |
| Foreign Transaction Fee | 3.5% |
| Late Payment Fee | ₹100–₹1,200 based on amount due |
📊 Tata Neu vs Other Cashback Credit Cards
| Feature | Tata Neu HDFC | Axis Flipkart | Amazon Pay ICICI |
|---|---|---|---|
| Rewards | Up to 10% NeuCoins | 5% Cashback | 5% Cashback |
| Network | RuPay / Visa | Mastercard | Visa |
| Lounge Access | Yes | No | No |
| Joining Fee | ₹0 (with DEEP9186) | ₹500 | ₹0 |
| Ideal For | Tata Ecosystem Users | Flipkart Shoppers | Amazon Users |
✅ Verdict: Tata Neu HDFC Card offers the highest multi-brand reward rate among lifestyle cards in India.
💬 Why You Should Apply Using Tata Neu Referral Code DEEP9186
Applying with the Tata Neu Referral Code DEEP9186 gives you:
- Zero joining fee
- Priority processing
- Early access to Tata NeuPass benefits
- Bonus NeuCoins upon activation
- Instant eligibility for exclusive Tata partner deals
🧠 FAQs About Tata Neu Referral Code
1️⃣ What is the Tata Neu Referral Code?
The official Tata Neu referral code is DEEP9186, which provides zero joining fee and extra rewards for new applicants.
2️⃣ What is the Tata Neu Credit Card annual fee?
The Plus variant is ₹499, and Infinity is ₹1,499 — both waived in the first year when you apply via referral.
3️⃣ How do I redeem NeuCoins?
Simply use them as cashback across Tata brands in the Tata Neu app — 1 NeuCoin = ₹1.
4️⃣ Can I use this card internationally?
Yes, the Tata Neu HDFC Credit Card is accepted globally across the RuPay / Visa network.
5️⃣ Is this card lifetime free?
Yes, when you apply using Tata Neu Referral Code DEEP9186, the card is lifetime free for the first year, with easy fee waivers thereafter.
🏁 Final Verdict – Referral Code DEEP9186
The Tata Neu HDFC Bank Credit Card perfectly combines rewards, convenience, and lifestyle benefits.
From groceries and travel to electronics and wellness, it ensures every spend earns NeuCoins that actually matter.
✅ Tata Neu Referral Code: DEEP9186
✅ Joining Fee: ₹0
✅ Rewards: Up to 10% NeuCoins
✅ Lounge Access: Complimentary
✅ Apply Now: Click here to apply with DEEP9186
Start saving smartly — apply today and enjoy the power of NeuCoins with Tata Neu!